Affordable Home Renovation Finance in Napier – Kitchen & Bathroom Renovations | Buildmac & MTF Napier
Custom high end bathroom
Planning a kitchen or bathroom renovation in Napier? Whether you’re upgrading for style, functionality, or to add value to your home, finding the right financing option can save you thousands. That’s why we’ve partnered with MTF Napier – a trusted, local, family-owned finance company offering flexible home renovation loans designed specifically for homeowners like you.
Why Choose MTF Napier for Renovation Finance?
Unlike topping up your mortgage, which can lead to significantly higher long-term interest costs, MTF Napier offers secured loans against freehold vehicles and unsecured loans for home renovations. This often provides a more cost-effective and flexible solution than traditional bank lending.
Example:
MTF Napier Loan – Borrow $20,000 at 10.99% over 3 years → ~$3,570 in total interest
Mortgage Top-Up – Add $20,000 to your mortgage at 5.5% over 20 years → ~$13,020 in total interest
That’s a $9,450 saving, simply by choosing the right finance structure. And with banks often charging additional fees, the difference can be even greater.
A Local Team You Can Trust
When you finance your renovation through MTF Napier, you’ll work directly with a small, experienced local team. No call centres or long wait times – just friendly, personal service tailored to your needs.
Benefits include:
✅ Flexible repayments – Increase payments or make lump sum contributions without extra fees
✅ Low early settlement fee – Just $19.33
✅ Quick refinancing – Adjust or top up your loan if rates change
✅ Payment Waiver protection – May cover your repayments if unexpected events affect your income
Renovate with Confidence
Whether you’re planning a kitchen renovation or a bathroom upgrade, we make the process seamless. Our team handles every detail of the build while MTF Napier provides financing that’s simple, transparent, and tailored to your budget.
👉 Explore our Kitchen Renovation Services
With Buildmac and MTF Napier, you can bring your dream renovation to life without the stress of long-term mortgage costs.
